Managing your personal finances effectively is the foundation of wealth creation. Learn how to create a budget using the 50-30-20 rule, track expenses, build an emergency fund of 6-12 months, and plan for major life goals like home purchase, children's education, and retirement in the Indian context.
Developing strong saving habits is crucial for financial security. Discover proven strategies like automating your savings, leveraging tax-saving instruments under Section 80C (PPF, ELSS, NPS), using the envelope budgeting method, and making the most of high-yield savings accounts and recurring deposits available in India.
Mutual funds have become India's preferred investment vehicle with over ₹50 lakh crore in AUM. Learn about equity, debt, hybrid, and index funds, understand expense ratios and exit loads, choose between direct and regular plans, and discover how SIPs can help you build wealth through rupee cost averaging.